Shining Star Funding

Shining Star Funding is a full service mortgage banker, offering a diverse portfolio of home loan products. We have the resources to expand our product offering and develop new services for our customers and partners. Our knowledgeable and seasoned mortgage specialists are committed to delivering an innovative, high-touch, high-tech lending experience for consumers, brokers, and our industry partners across the country.

At Shining Star Funding, we do everything we can to put more knowledge, initiative, and power back into the borrower’s hands – where it belongs.

Shining Star Funding is a Division of American Pacific Mortgage LLC

We have funded more than $143 Billion in total volume and originated in excess of 465,000 loans. With nationwide market presence in 450+ locations.

We are Top Rated Mortgage Lender – 5 Years in a Row

Our Mission

Shining Star Funding is committed to providing extraordinary customer service by making our customers’ satisfaction the top priority. Shining Star Funding is also dedicated to delivering quality mortgage solutions that support you in Opening Doors to Home Ownership.

Our Other Accomplishments

  • Freddie Mac & Ginnie Mae Approved
  • We are a top 5 lender in many of our markets according to stats from DataQuick
  • FNMA approved seller/ servicer-allowing us to offer our FNMA direct product
  • We win awards in several of our regions! Voted anonymously by our own employees and clients

So what’s the difference between Shining Star Funding Vs the Banks? Bank have internal overlays [DTI, Collateral and Credit] creating a wall that some borrowers cannot cross

We have special loan products mirrored to

  • Fannie Mae
  • Freddie Mac
  • Ginnie Mae

Our Commitment

We dedicate ourselves everyday to helping our customers obtain a home mortgage loan. Our committed team works tirelessly to provide the good old fashioned personal touch that allows our customers to feel more in control, have a better sense of clarity and feel completely connected and cared for. We are about CONSTANT PROGRESS. CONSTANT SUPPORT.

You have questions, we have answers.

Together, we’ll find great mortgage solutions.
Schedule a talk with a loan advisor or leave a message. We’ll get back within one business day.

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6101 Bollinger Canyon Rd #344, San Ramon, CA 94583
Toll Free Call : (866) 280-0020

Copyright ©2023 Shining Star Funding A division of American Pacific Mortgage LLC | NMLS ID # 1850 (www.nmlsconsumeraccess.org) | 6101 Bollinger Canyon Rd #344, San Ramon, CA 94583 Phone (925) 820-2981 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Interactive calculators are self-help tools. Results received from this calculator are designed for comparative and illustrative purposes only, and accuracy is not guaranteed. Shining Star Funding is not responsible for any errors, omissions, or misrepresentations. This calculator does not have the ability to pre-qualify you for any loan program or promotion. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. Shining Star Funding does not guarantee any of the information obtained by this calculator.

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