INFORMATION &

Resources

eBooks for Download

5 STEP ROADMAP

A quick and easy roadmap of the loan process to help you stay on track

FIRST-TIME HOMEBUYER

A comprehensive guidebook with information about income, credit, down payments, and more. Essential reading for new buyers

CHOOSING THE RIGHT MORTGAGE

A guide to help walk you through all the most common loan types so you can make an informed decision

AM I FINANCIALLY READY

A quiz to help determine if you’re ready to make the leap

RENOVATION  FINANCING HANDBOOK

Renovation financing basics including qualifying renovation returns and how funds are dispersed.

GUIDE TO VA LOANS

Information about eligibility, costs, process, and more for buyers using their VA loan benefit

UNDERSTANDING CREDIT

What drives a credit score, how to improve your credit, and easy ways to keep on track

PERSONAL GOAL SETTING WORKBOOK

Our personal goal setting workbook can guide you to create goals and plan, track and achieve them! Increase motivation, organization and performance.

BUDGETING WORKBOOK

Interactive worksheets to help you create a budget, financial goals, and debt payoff strategies to stay on track

COMPLETE GUIDE TO REALTOR BUSINESS PLANNING

An interactive eBook with worksheets and goal setting materials to help you plan and grow your business

CONSTRUCTION 101

Download our eBook to learn the ins and outs of preparing for and obtaining Construction Loans and much more!

Checklists

FIRST TIME HOMEBUYER

A step-by-step checklist of how to prepare to buy your first home

CREDIT REPAIR CHECKLIST

An easy checklist to guide you in getting a copy of your credit report and fixing problems, as well as tips to improve your score

PREPARING FOR HOME  OWNERSHIP

A step-by-step checklist to keep you on track while preparing for your homeownership adventure

DOCUMENTS REQUESTED

A list of the most common documents needed when applying for a home loan

MOVING CHECKLIST

A countdown checklist to keep track of all the details for your move to your new home

RENOVATION CHECKLIST

Our complimentary checklist will walk you through first steps, the documents and information you need to get your financing in place, and finishing up your project.

CONSTRUCTION CHECKLIST PACK

Checklists for model homes, documents needed and budgeting for construction costs

HOME TOUR

Keep track of all the details during your home search

Infographics

Effect of Interest Rate on Payment

A graphic explaining how payment is affected by interest rate

Grants vs Gifts vs Down Payment

An overview of the different ways to gather a down payment

What Drives Rates Infographic

An overview of what drives the mortgage market and what makes rates rise and fall

Effect of Loan Amount on Payment

An examination of how the loan amount affects your loan payment

Strategies To Save

An easy-to-understand graphic with strategies to save a down payment

The FICO Formula

Credit is one of the biggest drivers in the ability to qualify for a home loan. This infographic explains how a FICO score is determined

Benefits of Using Local Professional

Learn why using a professional who knows your market is so important

Remodeling Returns

Add personal value to your home while improving its financial return

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Copyright ©2023 Shining Star Funding A division of American Pacific Mortgage LLC | NMLS ID # 1850 (www.nmlsconsumeraccess.org) | 6101 Bollinger Canyon Rd #344, San Ramon, CA 94583 Phone (925) 820-2981 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Interactive calculators are self-help tools. Results received from this calculator are designed for comparative and illustrative purposes only, and accuracy is not guaranteed. Shining Star Funding is not responsible for any errors, omissions, or misrepresentations. This calculator does not have the ability to pre-qualify you for any loan program or promotion. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. Shining Star Funding does not guarantee any of the information obtained by this calculator.

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