LOWER YOUR

Payments

Lower your interest rate, adjust your mortgage term . . . or both

A rate and term refinance may sound complex, but it’s actually quite simple. You can lower your interest rate or adjust your term to lower your payments—or both.*
 
Wondering what your new monthly payment could be? Our handy calculators can show you how much a new loan can save you each month so you can budget and plan for your future.
 
*Finance charges may be higher over the life of the loan. Consult with your loan advisor for details.

Get a Mortgage Checkup

We are pleased to offer a complimentary mortgage checkup to help you compare your current financing with today’s rates and programs.

We're Here To Help

We’ve got you covered! Explore away with our tools and resources…but know we’re here for you whenever you’re ready to chat.

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Copyright ©2023 Shining Star Funding A division of American Pacific Mortgage LLC | NMLS ID # 1850 (www.nmlsconsumeraccess.org) | 6101 Bollinger Canyon Rd #344, San Ramon, CA 94583 Phone (925) 820-2981 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Interactive calculators are self-help tools. Results received from this calculator are designed for comparative and illustrative purposes only, and accuracy is not guaranteed. Shining Star Funding is not responsible for any errors, omissions, or misrepresentations. This calculator does not have the ability to pre-qualify you for any loan program or promotion. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. Shining Star Funding does not guarantee any of the information obtained by this calculator.

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